Southeast Financial

FRANKLIN, TN · 2 · Charter #68599 · www.southeastfinancial.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$463.7M
52th percentile
Members
37,059
70th percentile
Total loans
$380.4M
65th percentile
Total shares
$425.4M
58th percentile

Profitability

Return on assets
0.51%
20th percentile
Net interest margin
4.54%
96th percentile
Efficiency ratio
73.85%
5th percentile
Non-interest income ratio
16.23%
32th percentile

Capital & Risk

Net worth ratio
7.90%
5th percentile
Delinquency rate
0.65%
56th percentile
Net charge-off rate
0.60%
31th percentile
Loan-to-share
89.43%
73th percentile

Growth

Member growth YoY
-4.13%
13th percentile
Asset growth YoY
1.40%
21th percentile
Loan growth YoY
2.50%
41th percentile
Share growth YoY
3.61%
39th percentile

Operations

Members / branch
3,088
18th percentile
Assets / member
$12,512
16th percentile
Field of membership penetration
3.20%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Southeast Financial?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo