New Jersey State Pba

Woodbridge, NJ · 1 · Charter #24958 · www.njspbafcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.2M
30th percentile
Members
912
34th percentile
Total loans
$1.6M
20th percentile
Total shares
$5.1M
31th percentile

Profitability

Return on assets
-3.20%
2th percentile
Net interest margin
3.44%
32th percentile
Efficiency ratio
157.05%
1th percentile
Non-interest income ratio
7.69%
44th percentile

Capital & Risk

Net worth ratio
18.93%
70th percentile
Delinquency rate
0.06%
80th percentile
Net charge-off rate
0.15%
56th percentile
Loan-to-share
31.74%
13th percentile

Growth

Member growth YoY
179.75%
100th percentile
Asset growth YoY
141.33%
100th percentile
Loan growth YoY
212.49%
100th percentile
Share growth YoY
322.35%
100th percentile

Operations

Members / branch
no peer data
Assets / member
$6,812
29th percentile
Field of membership penetration
1.82%
10th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for New Jersey State Pba?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo