Utilities Employees

READING, PA · 2 · Charter #64896 · www.uecu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.5B
33th percentile
Members
64,606
13th percentile
Total loans
$782.7M
10th percentile
Total shares
$1.3B
32th percentile

Profitability

Return on assets
0.40%
14th percentile
Net interest margin
2.17%
5th percentile
Efficiency ratio
44.15%
79th percentile
Non-interest income ratio
9.87%
7th percentile

Capital & Risk

Net worth ratio
15.53%
95th percentile
Delinquency rate
1.09%
23th percentile
Net charge-off rate
0.34%
72th percentile
Loan-to-share
62.54%
8th percentile

Growth

Member growth YoY
29.26%
98th percentile
Asset growth YoY
15.48%
93th percentile
Loan growth YoY
16.15%
93th percentile
Share growth YoY
13.78%
90th percentile

Operations

Members / branch
32,303
98th percentile
Assets / member
$23,234
83th percentile
Field of membership penetration
6.24%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Utilities Employees?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo