Fergus

Lewistown, MT · 1 · Charter #8881 · www.fergusfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$120.0M
58th percentile
Members
6,467
39th percentile
Total loans
$85.3M
68th percentile
Total shares
$104.1M
58th percentile

Profitability

Return on assets
1.79%
87th percentile
Net interest margin
3.92%
65th percentile
Efficiency ratio
48.87%
84th percentile
Non-interest income ratio
13.90%
34th percentile

Capital & Risk

Net worth ratio
12.80%
58th percentile
Delinquency rate
0.57%
60th percentile
Net charge-off rate
0.10%
83th percentile
Loan-to-share
81.94%
75th percentile

Growth

Member growth YoY
1.38%
73th percentile
Asset growth YoY
7.50%
79th percentile
Loan growth YoY
9.86%
86th percentile
Share growth YoY
6.77%
76th percentile

Operations

Members / branch
6,467
92th percentile
Assets / member
$18,554
78th percentile
Field of membership penetration
10.78%
59th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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