South Atlantic

Boca Raton, FL · 1 · Charter #21202 · WWW.SAFCU1.ORG
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$17.5M
58th percentile
Members
2,141
69th percentile
Total loans
$8.8M
61th percentile
Total shares
$15.6M
60th percentile

Profitability

Return on assets
0.57%
39th percentile
Net interest margin
4.67%
75th percentile
Efficiency ratio
84.49%
17th percentile
Non-interest income ratio
13.40%
64th percentile

Capital & Risk

Net worth ratio
9.18%
11th percentile
Delinquency rate
1.13%
38th percentile
Net charge-off rate
0.93%
19th percentile
Loan-to-share
56.18%
44th percentile

Growth

Member growth YoY
-0.88%
56th percentile
Asset growth YoY
4.12%
69th percentile
Loan growth YoY
4.10%
76th percentile
Share growth YoY
4.46%
72th percentile

Operations

Members / branch
2,141
81th percentile
Assets / member
$8,156
40th percentile
Field of membership penetration
62.97%
79th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for South Atlantic?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo