Jafari No-Interest

Houston, TX · 2 · Charter #68675 · www.JafariCU.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.8M
15th percentile
Members
485
17th percentile
Total loans
$1.3M
17th percentile
Total shares
$2.2M
16th percentile

Profitability

Return on assets
1.76%
86th percentile
Net interest margin
1.84%
3th percentile
Efficiency ratio
39.53%
92th percentile
Non-interest income ratio
44.73%
97th percentile

Capital & Risk

Net worth ratio
19.77%
73th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
57.94%
47th percentile

Growth

Member growth YoY
5.90%
94th percentile
Asset growth YoY
10.60%
92th percentile
Loan growth YoY
12.29%
92th percentile
Share growth YoY
10.81%
92th percentile

Operations

Members / branch
162
6th percentile
Assets / member
$5,677
21th percentile
Field of membership penetration
69.29%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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