Seneca Nation of Indians

IRVING, NY · 1 · Charter #24863 · www.snifcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.6M
38th percentile
Members
2,635
79th percentile
Total loans
$5.4M
47th percentile
Total shares
$7.3M
39th percentile

Profitability

Return on assets
2.74%
97th percentile
Net interest margin
4.55%
71th percentile
Efficiency ratio
70.00%
43th percentile
Non-interest income ratio
53.98%
98th percentile

Capital & Risk

Net worth ratio
14.32%
46th percentile
Delinquency rate
3.36%
13th percentile
Net charge-off rate
0.89%
20th percentile
Loan-to-share
73.99%
68th percentile

Growth

Member growth YoY
5.53%
94th percentile
Asset growth YoY
7.02%
84th percentile
Loan growth YoY
7.68%
86th percentile
Share growth YoY
5.53%
78th percentile

Operations

Members / branch
1,318
59th percentile
Assets / member
$3,266
8th percentile
Field of membership penetration
22.88%
36th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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