Minot Area Schools

MINOT, ND · 1 · Charter #8943 · www.masfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.4M
52th percentile
Members
1,176
42th percentile
Total loans
$5.6M
48th percentile
Total shares
$13.1M
55th percentile

Profitability

Return on assets
0.66%
43th percentile
Net interest margin
2.25%
6th percentile
Efficiency ratio
50.57%
82th percentile
Non-interest income ratio
8.12%
45th percentile

Capital & Risk

Net worth ratio
9.05%
10th percentile
Delinquency rate
0.33%
65th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
42.93%
25th percentile

Growth

Member growth YoY
1.38%
80th percentile
Asset growth YoY
6.43%
82th percentile
Loan growth YoY
-8.62%
28th percentile
Share growth YoY
6.28%
81th percentile

Operations

Members / branch
1,176
53th percentile
Assets / member
$12,273
72th percentile
Field of membership penetration
36.75%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Minot Area Schools?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo