Dakota Star

RAPID CITY, SD · 1 · Charter #8039 · www.dakotastar.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$43.3M
94th percentile
Members
3,002
85th percentile
Total loans
$27.3M
96th percentile
Total shares
$39.1M
97th percentile

Profitability

Return on assets
1.23%
69th percentile
Net interest margin
4.21%
60th percentile
Efficiency ratio
66.83%
49th percentile
Non-interest income ratio
15.95%
72th percentile

Capital & Risk

Net worth ratio
8.72%
8th percentile
Delinquency rate
1.11%
38th percentile
Net charge-off rate
0.04%
69th percentile
Loan-to-share
69.80%
63th percentile

Growth

Member growth YoY
-0.46%
61th percentile
Asset growth YoY
8.07%
88th percentile
Loan growth YoY
7.73%
86th percentile
Share growth YoY
7.19%
85th percentile

Operations

Members / branch
1,501
64th percentile
Assets / member
$14,433
83th percentile
Field of membership penetration
1.63%
9th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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