R T P

RTP, NC · 1 · Charter #18550 · www.rtpfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$141.9M
69th percentile
Members
9,439
65th percentile
Total loans
$80.8M
65th percentile
Total shares
$129.9M
73th percentile

Profitability

Return on assets
0.73%
30th percentile
Net interest margin
3.49%
41th percentile
Efficiency ratio
68.69%
31th percentile
Non-interest income ratio
16.23%
45th percentile

Capital & Risk

Net worth ratio
7.93%
4th percentile
Delinquency rate
0.94%
37th percentile
Net charge-off rate
0.54%
29th percentile
Loan-to-share
62.23%
40th percentile

Growth

Member growth YoY
-4.84%
12th percentile
Asset growth YoY
0.82%
25th percentile
Loan growth YoY
-4.93%
18th percentile
Share growth YoY
-0.38%
20th percentile

Operations

Members / branch
2,360
32th percentile
Assets / member
$15,036
56th percentile
Field of membership penetration
0.43%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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