Commonwealth

Frankfort, KY · 1 · Charter #24970 · www.ccuky.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.7B
65th percentile
Members
140,745
60th percentile
Total loans
$2.1B
64th percentile
Total shares
$2.4B
66th percentile

Profitability

Return on assets
1.73%
88th percentile
Net interest margin
3.38%
60th percentile
Efficiency ratio
43.08%
82th percentile
Non-interest income ratio
19.69%
59th percentile

Capital & Risk

Net worth ratio
11.14%
58th percentile
Delinquency rate
0.76%
48th percentile
Net charge-off rate
0.82%
22th percentile
Loan-to-share
86.41%
42th percentile

Growth

Member growth YoY
no peer data
Asset growth YoY
no peer data
Loan growth YoY
no peer data
Share growth YoY
no peer data

Operations

Members / branch
7,819
53th percentile
Assets / member
$19,516
63th percentile
Field of membership penetration
3.07%
31th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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