Point West

Portland, OR · 2 · Charter #63971 · www.pointwestcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$100.4M
46th percentile
Members
7,980
53th percentile
Total loans
$75.3M
62th percentile
Total shares
$80.4M
42th percentile

Profitability

Return on assets
0.57%
21th percentile
Net interest margin
4.55%
89th percentile
Efficiency ratio
80.75%
6th percentile
Non-interest income ratio
27.73%
89th percentile

Capital & Risk

Net worth ratio
12.40%
52th percentile
Delinquency rate
0.80%
45th percentile
Net charge-off rate
0.50%
33th percentile
Loan-to-share
93.58%
91th percentile

Growth

Member growth YoY
-7.64%
5th percentile
Asset growth YoY
-9.01%
1th percentile
Loan growth YoY
-4.82%
18th percentile
Share growth YoY
-6.53%
2th percentile

Operations

Members / branch
7,980
96th percentile
Assets / member
$12,585
34th percentile
Field of membership penetration
0.24%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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