Ace

Mason City, IA · 2 · Charter #64323
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.6M
34th percentile
Members
769
28th percentile
Total loans
$1.6M
20th percentile
Total shares
$6.0M
34th percentile

Profitability

Return on assets
1.16%
66th percentile
Net interest margin
2.84%
15th percentile
Efficiency ratio
38.62%
93th percentile
Non-interest income ratio
0.06%
5th percentile

Capital & Risk

Net worth ratio
20.34%
75th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
27.11%
9th percentile

Growth

Member growth YoY
-2.78%
35th percentile
Asset growth YoY
2.95%
62th percentile
Loan growth YoY
-15.61%
11th percentile
Share growth YoY
2.19%
59th percentile

Operations

Members / branch
769
36th percentile
Assets / member
$9,872
55th percentile
Field of membership penetration
51.27%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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