Fairmont

FAIRMONT, WV · 1 · Charter #3439 · www.fairmontfcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$580.6M
66th percentile
Members
45,182
82th percentile
Total loans
$378.0M
65th percentile
Total shares
$523.7M
69th percentile

Profitability

Return on assets
0.95%
47th percentile
Net interest margin
2.89%
19th percentile
Efficiency ratio
61.04%
41th percentile
Non-interest income ratio
22.74%
72th percentile

Capital & Risk

Net worth ratio
9.68%
29th percentile
Delinquency rate
0.55%
65th percentile
Net charge-off rate
0.06%
94th percentile
Loan-to-share
72.18%
30th percentile

Growth

Member growth YoY
1.73%
63th percentile
Asset growth YoY
9.28%
82th percentile
Loan growth YoY
7.55%
69th percentile
Share growth YoY
8.28%
81th percentile

Operations

Members / branch
5,020
57th percentile
Assets / member
$12,850
19th percentile
Field of membership penetration
16.12%
81th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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