Iron Workers

Pittsburgh, PA · 1 · Charter #15797 · www.iwfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.4M
27th percentile
Members
3,614
91th percentile
Total loans
$1.8M
22th percentile
Total shares
$5.1M
31th percentile

Profitability

Return on assets
-0.52%
8th percentile
Net interest margin
4.58%
72th percentile
Efficiency ratio
95.85%
8th percentile
Non-interest income ratio
19.56%
82th percentile

Capital & Risk

Net worth ratio
6.23%
1th percentile
Delinquency rate
0.81%
47th percentile
Net charge-off rate
1.92%
7th percentile
Loan-to-share
35.92%
17th percentile

Growth

Member growth YoY
3.64%
91th percentile
Asset growth YoY
-3.42%
22th percentile
Loan growth YoY
-14.98%
12th percentile
Share growth YoY
-3.11%
28th percentile

Operations

Members / branch
3,614
96th percentile
Assets / member
$1,498
2th percentile
Field of membership penetration
80.31%
91th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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