Cabrillo

San Diego, CA · 2 · Charter #68409 · www.cabrillocu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$570.6M
65th percentile
Members
28,932
51th percentile
Total loans
$373.5M
64th percentile
Total shares
$512.6M
68th percentile

Profitability

Return on assets
1.14%
62th percentile
Net interest margin
3.28%
38th percentile
Efficiency ratio
58.90%
51th percentile
Non-interest income ratio
20.05%
57th percentile

Capital & Risk

Net worth ratio
9.24%
21th percentile
Delinquency rate
0.75%
46th percentile
Net charge-off rate
0.37%
56th percentile
Loan-to-share
72.87%
32th percentile

Growth

Member growth YoY
17.04%
98th percentile
Asset growth YoY
41.50%
99th percentile
Loan growth YoY
54.49%
100th percentile
Share growth YoY
41.83%
99th percentile

Operations

Members / branch
4,133
40th percentile
Assets / member
$19,721
75th percentile
Field of membership penetration
0.89%
13th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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