Midwest America

Fort Wayne, IN · 1 · Charter #1427 · www.mwafcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$958.8M
97th percentile
Members
51,504
89th percentile
Total loans
$730.7M
98th percentile
Total shares
$806.8M
97th percentile

Profitability

Return on assets
1.47%
80th percentile
Net interest margin
3.68%
66th percentile
Efficiency ratio
50.47%
80th percentile
Non-interest income ratio
16.39%
33th percentile

Capital & Risk

Net worth ratio
14.53%
89th percentile
Delinquency rate
0.89%
35th percentile
Net charge-off rate
0.38%
55th percentile
Loan-to-share
90.57%
75th percentile

Growth

Member growth YoY
0.14%
45th percentile
Asset growth YoY
6.47%
61th percentile
Loan growth YoY
7.05%
66th percentile
Share growth YoY
6.47%
67th percentile

Operations

Members / branch
3,434
24th percentile
Assets / member
$18,617
69th percentile
Field of membership penetration
23.77%
86th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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