Pasadena Municipal

Pasadena, TX · 1 · Charter #9246
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$12.1M
47th percentile
Members
1,187
43th percentile
Total loans
$9.7M
64th percentile
Total shares
$9.4M
46th percentile

Profitability

Return on assets
0.45%
33th percentile
Net interest margin
2.13%
5th percentile
Efficiency ratio
44.14%
89th percentile
Non-interest income ratio
3.31%
25th percentile

Capital & Risk

Net worth ratio
21.63%
79th percentile
Delinquency rate
0.21%
70th percentile
Net charge-off rate
0.01%
73th percentile
Loan-to-share
103.21%
95th percentile

Growth

Member growth YoY
1.11%
78th percentile
Asset growth YoY
-0.97%
36th percentile
Loan growth YoY
17.65%
95th percentile
Share growth YoY
-0.75%
42th percentile

Operations

Members / branch
594
27th percentile
Assets / member
$10,196
58th percentile
Field of membership penetration
59.35%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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