Downeast

Baileyville, ME · 2 · Charter #68563 · www.downeastcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$314.0M
19th percentile
Members
24,718
41th percentile
Total loans
$261.3M
41th percentile
Total shares
$253.3M
15th percentile

Profitability

Return on assets
0.69%
32th percentile
Net interest margin
3.41%
46th percentile
Efficiency ratio
64.84%
26th percentile
Non-interest income ratio
28.77%
91th percentile

Capital & Risk

Net worth ratio
9.06%
18th percentile
Delinquency rate
0.97%
30th percentile
Net charge-off rate
0.29%
63th percentile
Loan-to-share
103.14%
94th percentile

Growth

Member growth YoY
6.15%
93th percentile
Asset growth YoY
9.06%
81th percentile
Loan growth YoY
5.28%
56th percentile
Share growth YoY
8.47%
82th percentile

Operations

Members / branch
3,090
18th percentile
Assets / member
$12,704
17th percentile
Field of membership penetration
4.44%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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