Regional

Winfield, IN · 1 · Charter #15072 · www.regionalfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$183.3M
84th percentile
Members
26,079
100th percentile
Total loans
$126.7M
89th percentile
Total shares
$145.4M
79th percentile

Profitability

Return on assets
1.05%
51th percentile
Net interest margin
4.07%
73th percentile
Efficiency ratio
67.97%
33th percentile
Non-interest income ratio
17.82%
53th percentile

Capital & Risk

Net worth ratio
13.16%
61th percentile
Delinquency rate
1.07%
30th percentile
Net charge-off rate
0.66%
21th percentile
Loan-to-share
87.10%
82th percentile

Growth

Member growth YoY
3.20%
86th percentile
Asset growth YoY
2.43%
37th percentile
Loan growth YoY
16.00%
95th percentile
Share growth YoY
1.34%
32th percentile

Operations

Members / branch
6,520
92th percentile
Assets / member
$7,030
2th percentile
Field of membership penetration
5.22%
47th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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