Sixth Avenue Baptist

BIRMINGHAM, AL · 1 · Charter #15938 · www.sixthavebaptistfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.2M
26th percentile
Members
836
31th percentile
Total loans
$3.7M
36th percentile
Total shares
$4.7M
29th percentile

Profitability

Return on assets
1.29%
71th percentile
Net interest margin
5.20%
87th percentile
Efficiency ratio
75.89%
31th percentile
Non-interest income ratio
36.07%
95th percentile

Capital & Risk

Net worth ratio
9.03%
10th percentile
Delinquency rate
14.57%
1th percentile
Net charge-off rate
0.35%
41th percentile
Loan-to-share
77.80%
73th percentile

Growth

Member growth YoY
-0.24%
64th percentile
Asset growth YoY
3.57%
66th percentile
Loan growth YoY
2.73%
72th percentile
Share growth YoY
2.26%
60th percentile

Operations

Members / branch
836
40th percentile
Assets / member
$6,242
25th percentile
Field of membership penetration
16.72%
29th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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