Grow Financial

Tampa, FL · 1 · Charter #9976 · www.growfinancial.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.8B
75th percentile
Members
295,094
87th percentile
Total loans
$2.9B
76th percentile
Total shares
$3.1B
75th percentile

Profitability

Return on assets
1.42%
79th percentile
Net interest margin
3.62%
78th percentile
Efficiency ratio
50.99%
52th percentile
Non-interest income ratio
20.85%
67th percentile

Capital & Risk

Net worth ratio
11.22%
60th percentile
Delinquency rate
0.48%
73th percentile
Net charge-off rate
0.86%
20th percentile
Loan-to-share
93.63%
62th percentile

Growth

Member growth YoY
5.05%
78th percentile
Asset growth YoY
2.00%
21th percentile
Loan growth YoY
5.83%
55th percentile
Share growth YoY
1.92%
20th percentile

Operations

Members / branch
11,350
81th percentile
Assets / member
$12,845
7th percentile
Field of membership penetration
5.64%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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