Healthplus

JACKSON, MS · 1 · Charter #5930 · www.healthplusfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.8M
43th percentile
Members
1,537
53th percentile
Total loans
$7.4M
56th percentile
Total shares
$7.4M
39th percentile

Profitability

Return on assets
0.72%
45th percentile
Net interest margin
5.50%
91th percentile
Efficiency ratio
75.31%
32th percentile
Non-interest income ratio
24.72%
90th percentile

Capital & Risk

Net worth ratio
8.47%
7th percentile
Delinquency rate
6.26%
5th percentile
Net charge-off rate
3.57%
3th percentile
Loan-to-share
100.44%
94th percentile

Growth

Member growth YoY
-49.41%
0th percentile
Asset growth YoY
3.61%
66th percentile
Loan growth YoY
-13.47%
14th percentile
Share growth YoY
-18.75%
2th percentile

Operations

Members / branch
1,537
65th percentile
Assets / member
$7,009
30th percentile
Field of membership penetration
25.62%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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