Eecu

Fort Worth, TX · 2 · Charter #67928 · www.eecu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.6B
82th percentile
Members
302,995
87th percentile
Total loans
$3.7B
86th percentile
Total shares
$4.0B
83th percentile

Profitability

Return on assets
1.69%
87th percentile
Net interest margin
2.93%
31th percentile
Efficiency ratio
36.28%
93th percentile
Non-interest income ratio
15.74%
30th percentile

Capital & Risk

Net worth ratio
12.64%
78th percentile
Delinquency rate
0.45%
76th percentile
Net charge-off rate
0.37%
66th percentile
Loan-to-share
92.91%
59th percentile

Growth

Member growth YoY
3.57%
63th percentile
Asset growth YoY
11.50%
86th percentile
Loan growth YoY
12.02%
85th percentile
Share growth YoY
10.90%
85th percentile

Operations

Members / branch
13,773
89th percentile
Assets / member
$15,138
23th percentile
Field of membership penetration
14.42%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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