Telco Triad Community

Sioux City, IA · 2 · Charter #63218 · www.telcotriad.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$158.4M
75th percentile
Members
16,010
92th percentile
Total loans
$120.2M
86th percentile
Total shares
$129.4M
73th percentile

Profitability

Return on assets
1.47%
76th percentile
Net interest margin
4.19%
79th percentile
Efficiency ratio
57.46%
65th percentile
Non-interest income ratio
16.47%
46th percentile

Capital & Risk

Net worth ratio
11.99%
47th percentile
Delinquency rate
0.20%
87th percentile
Net charge-off rate
0.25%
59th percentile
Loan-to-share
92.85%
91th percentile

Growth

Member growth YoY
1.75%
77th percentile
Asset growth YoY
5.27%
62th percentile
Loan growth YoY
4.02%
65th percentile
Share growth YoY
6.70%
75th percentile

Operations

Members / branch
2,668
39th percentile
Assets / member
$9,894
13th percentile
Field of membership penetration
64.04%
94th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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