Longview

White Oak, TX · 1 · Charter #1130
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.1M
17th percentile
Members
514
18th percentile
Total loans
$2.7M
29th percentile
Total shares
$2.3M
17th percentile

Profitability

Return on assets
-0.13%
13th percentile
Net interest margin
5.20%
87th percentile
Efficiency ratio
96.41%
8th percentile
Non-interest income ratio
-6.15%
0th percentile

Capital & Risk

Net worth ratio
25.32%
86th percentile
Delinquency rate
3.96%
10th percentile
Net charge-off rate
0.08%
64th percentile
Loan-to-share
116.93%
98th percentile

Growth

Member growth YoY
-2.84%
35th percentile
Asset growth YoY
-6.29%
12th percentile
Loan growth YoY
2.85%
72th percentile
Share growth YoY
-4.93%
21th percentile

Operations

Members / branch
171
6th percentile
Assets / member
$6,054
23th percentile
Field of membership penetration
73.43%
87th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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