Engage

NATCHITOCHES, LA · 1 · Charter #22005 · www.engagefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$27.9M
74th percentile
Members
4,099
95th percentile
Total loans
$21.3M
91th percentile
Total shares
$18.1M
65th percentile

Profitability

Return on assets
2.04%
91th percentile
Net interest margin
4.47%
68th percentile
Efficiency ratio
60.34%
64th percentile
Non-interest income ratio
33.09%
95th percentile

Capital & Risk

Net worth ratio
20.92%
77th percentile
Delinquency rate
0.62%
53th percentile
Net charge-off rate
0.53%
30th percentile
Loan-to-share
117.66%
98th percentile

Growth

Member growth YoY
28.01%
99th percentile
Asset growth YoY
22.14%
99th percentile
Loan growth YoY
20.58%
96th percentile
Share growth YoY
39.73%
99th percentile

Operations

Members / branch
2,050
79th percentile
Assets / member
$6,802
29th percentile
Field of membership penetration
1.32%
8th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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