Flexpak

Woods Cross, UT · 1 · Charter #13599
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.9M
12th percentile
Members
215
7th percentile
Total loans
$1.5M
19th percentile
Total shares
$1.5M
13th percentile

Profitability

Return on assets
0.82%
51th percentile
Net interest margin
2.73%
13th percentile
Efficiency ratio
31.84%
96th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
19.25%
71th percentile
Delinquency rate
6.43%
5th percentile
Net charge-off rate
0.27%
46th percentile
Loan-to-share
95.76%
91th percentile

Growth

Member growth YoY
-7.73%
9th percentile
Asset growth YoY
-6.95%
11th percentile
Loan growth YoY
-11.34%
20th percentile
Share growth YoY
2.78%
63th percentile

Operations

Members / branch
215
9th percentile
Assets / member
$8,887
47th percentile
Field of membership penetration
95.56%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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