Members 1st of Nj

Vineland, NJ · 1 · Charter #2574 · www.membersonenj.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$129.2M
63th percentile
Members
13,083
84th percentile
Total loans
$58.2M
49th percentile
Total shares
$114.8M
65th percentile

Profitability

Return on assets
1.10%
55th percentile
Net interest margin
3.71%
53th percentile
Efficiency ratio
68.89%
30th percentile
Non-interest income ratio
24.92%
83th percentile

Capital & Risk

Net worth ratio
9.75%
20th percentile
Delinquency rate
0.90%
40th percentile
Net charge-off rate
0.24%
60th percentile
Loan-to-share
50.68%
21th percentile

Growth

Member growth YoY
35.77%
99th percentile
Asset growth YoY
53.12%
100th percentile
Loan growth YoY
16.17%
95th percentile
Share growth YoY
49.18%
99th percentile

Operations

Members / branch
4,361
75th percentile
Assets / member
$9,877
13th percentile
Field of membership penetration
87.22%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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