Avestar

Waterloo, WI · 2 · Charter #66537 · www.avestarcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$65.0M
16th percentile
Members
5,790
32th percentile
Total loans
$55.0M
45th percentile
Total shares
$54.0M
15th percentile

Profitability

Return on assets
0.95%
44th percentile
Net interest margin
4.61%
90th percentile
Efficiency ratio
68.87%
30th percentile
Non-interest income ratio
15.90%
43th percentile

Capital & Risk

Net worth ratio
12.21%
50th percentile
Delinquency rate
1.55%
16th percentile
Net charge-off rate
0.42%
42th percentile
Loan-to-share
101.85%
97th percentile

Growth

Member growth YoY
-6.78%
7th percentile
Asset growth YoY
-0.29%
19th percentile
Loan growth YoY
2.35%
56th percentile
Share growth YoY
-0.62%
19th percentile

Operations

Members / branch
1,448
8th percentile
Assets / member
$11,225
22th percentile
Field of membership penetration
5.79%
48th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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