Bridgeton Onized

Cedarville, NJ · 1 · Charter #3476 · www.bofcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$49.9M
100th percentile
Members
7,281
99th percentile
Total loans
$42.8M
100th percentile
Total shares
$45.5M
100th percentile

Profitability

Return on assets
1.77%
86th percentile
Net interest margin
5.95%
95th percentile
Efficiency ratio
74.69%
34th percentile
Non-interest income ratio
25.53%
91th percentile

Capital & Risk

Net worth ratio
7.60%
4th percentile
Delinquency rate
1.85%
26th percentile
Net charge-off rate
1.52%
10th percentile
Loan-to-share
94.24%
90th percentile

Growth

Member growth YoY
-1.46%
49th percentile
Asset growth YoY
6.57%
82th percentile
Loan growth YoY
6.07%
82th percentile
Share growth YoY
6.51%
82th percentile

Operations

Members / branch
3,641
96th percentile
Assets / member
$6,852
29th percentile
Field of membership penetration
14.56%
27th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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