Skyla

Charlotte, NC · 1 · Charter #24808 · www.skylacu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.6B
37th percentile
Members
113,118
47th percentile
Total loans
$1.3B
44th percentile
Total shares
$1.2B
31th percentile

Profitability

Return on assets
1.12%
58th percentile
Net interest margin
3.47%
66th percentile
Efficiency ratio
56.98%
27th percentile
Non-interest income ratio
27.94%
94th percentile

Capital & Risk

Net worth ratio
9.56%
21th percentile
Delinquency rate
0.98%
30th percentile
Net charge-off rate
0.72%
27th percentile
Loan-to-share
103.84%
88th percentile

Growth

Member growth YoY
9.75%
93th percentile
Asset growth YoY
3.30%
28th percentile
Loan growth YoY
2.84%
35th percentile
Share growth YoY
-2.82%
4th percentile

Operations

Members / branch
5,954
30th percentile
Assets / member
$14,359
17th percentile
Field of membership penetration
3.58%
37th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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