Leadco Community

Park Hills, MO · 2 · Charter #67936 · www.leadco.org/
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$22.6M
66th percentile
Members
3,221
87th percentile
Total loans
$11.7M
70th percentile
Total shares
$20.3M
69th percentile

Profitability

Return on assets
1.44%
77th percentile
Net interest margin
4.11%
55th percentile
Efficiency ratio
70.24%
42th percentile
Non-interest income ratio
29.46%
94th percentile

Capital & Risk

Net worth ratio
12.05%
31th percentile
Delinquency rate
0.46%
59th percentile
Net charge-off rate
0.06%
66th percentile
Loan-to-share
57.68%
47th percentile

Growth

Member growth YoY
-0.83%
56th percentile
Asset growth YoY
2.18%
57th percentile
Loan growth YoY
-12.16%
18th percentile
Share growth YoY
1.22%
55th percentile

Operations

Members / branch
3,221
93th percentile
Assets / member
$7,024
31th percentile
Field of membership penetration
5.37%
18th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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