Pampa Municipal

Pampa, TX · 2 · Charter #67621
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.3M
26th percentile
Members
587
20th percentile
Total loans
$4.4M
40th percentile
Total shares
$4.5M
28th percentile

Profitability

Return on assets
1.01%
59th percentile
Net interest margin
4.30%
62th percentile
Efficiency ratio
48.19%
85th percentile
Non-interest income ratio
8.22%
46th percentile

Capital & Risk

Net worth ratio
13.91%
43th percentile
Delinquency rate
2.83%
16th percentile
Net charge-off rate
0.12%
59th percentile
Loan-to-share
97.71%
92th percentile

Growth

Member growth YoY
0.17%
69th percentile
Asset growth YoY
2.77%
61th percentile
Loan growth YoY
-0.45%
61th percentile
Share growth YoY
1.45%
56th percentile

Operations

Members / branch
587
27th percentile
Assets / member
$9,016
48th percentile
Field of membership penetration
97.83%
98th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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