Columbia Post Office

COLUMBIA, SC · 2 · Charter #61065 · www.columbiapostalcreditunio
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$25.8M
71th percentile
Members
1,219
44th percentile
Total loans
$3.8M
36th percentile
Total shares
$19.8M
68th percentile

Profitability

Return on assets
0.96%
57th percentile
Net interest margin
2.61%
10th percentile
Efficiency ratio
52.33%
80th percentile
Non-interest income ratio
1.90%
19th percentile

Capital & Risk

Net worth ratio
23.27%
83th percentile
Delinquency rate
1.05%
40th percentile
Net charge-off rate
1.07%
16th percentile
Loan-to-share
19.22%
5th percentile

Growth

Member growth YoY
-4.09%
23th percentile
Asset growth YoY
-11.81%
3th percentile
Loan growth YoY
-16.51%
10th percentile
Share growth YoY
-15.59%
3th percentile

Operations

Members / branch
610
28th percentile
Assets / member
$21,169
97th percentile
Field of membership penetration
27.09%
41th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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