Healthcare Employees

PRINCETON, NJ · 1 · Charter #24150 · www.hefcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$130.5M
64th percentile
Members
14,774
90th percentile
Total loans
$77.7M
63th percentile
Total shares
$113.1M
64th percentile

Profitability

Return on assets
1.84%
88th percentile
Net interest margin
4.67%
91th percentile
Efficiency ratio
59.80%
59th percentile
Non-interest income ratio
9.80%
15th percentile

Capital & Risk

Net worth ratio
13.38%
63th percentile
Delinquency rate
0.53%
63th percentile
Net charge-off rate
0.12%
79th percentile
Loan-to-share
68.68%
51th percentile

Growth

Member growth YoY
3.47%
88th percentile
Asset growth YoY
0.40%
22th percentile
Loan growth YoY
6.13%
75th percentile
Share growth YoY
-1.62%
14th percentile

Operations

Members / branch
7,387
95th percentile
Assets / member
$8,834
7th percentile
Field of membership penetration
29.55%
77th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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