Methuen

Methuen, MA · 1 · Charter #10954 · www.methuencreditunion.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$38.8M
88th percentile
Members
2,531
77th percentile
Total loans
$18.5M
86th percentile
Total shares
$34.7M
90th percentile

Profitability

Return on assets
0.39%
31th percentile
Net interest margin
2.85%
16th percentile
Efficiency ratio
63.85%
56th percentile
Non-interest income ratio
10.81%
55th percentile

Capital & Risk

Net worth ratio
10.03%
16th percentile
Delinquency rate
0.18%
72th percentile
Net charge-off rate
0.12%
59th percentile
Loan-to-share
53.32%
39th percentile

Growth

Member growth YoY
0.96%
77th percentile
Asset growth YoY
4.33%
70th percentile
Loan growth YoY
7.62%
86th percentile
Share growth YoY
4.04%
70th percentile

Operations

Members / branch
2,531
87th percentile
Assets / member
$15,331
86th percentile
Field of membership penetration
5.06%
18th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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