Red Lake Co Op

Red Lake Falls, MN · 1 · Charter #6144 · www.redlakecfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.9M
32th percentile
Members
1,440
51th percentile
Total loans
$4.7M
42th percentile
Total shares
$6.0M
34th percentile

Profitability

Return on assets
0.49%
35th percentile
Net interest margin
3.96%
49th percentile
Efficiency ratio
78.46%
26th percentile
Non-interest income ratio
9.51%
51th percentile

Capital & Risk

Net worth ratio
13.00%
37th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
-0.00%
90th percentile
Loan-to-share
77.45%
73th percentile

Growth

Member growth YoY
0.84%
76th percentile
Asset growth YoY
8.49%
89th percentile
Loan growth YoY
14.95%
94th percentile
Share growth YoY
9.02%
89th percentile

Operations

Members / branch
1,440
63th percentile
Assets / member
$4,822
15th percentile
Field of membership penetration
36.23%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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