Siskiyou

Yreka, CA · 2 · Charter #61682 · www.siskiyoucu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$145.7M
71th percentile
Members
11,567
77th percentile
Total loans
$108.7M
80th percentile
Total shares
$135.2M
75th percentile

Profitability

Return on assets
2.03%
93th percentile
Net interest margin
4.50%
88th percentile
Efficiency ratio
51.80%
80th percentile
Non-interest income ratio
23.87%
79th percentile

Capital & Risk

Net worth ratio
9.07%
12th percentile
Delinquency rate
0.79%
46th percentile
Net charge-off rate
1.56%
4th percentile
Loan-to-share
80.40%
71th percentile

Growth

Member growth YoY
6.41%
95th percentile
Asset growth YoY
-0.57%
17th percentile
Loan growth YoY
8.76%
83th percentile
Share growth YoY
6.01%
71th percentile

Operations

Members / branch
5,784
88th percentile
Assets / member
$12,600
34th percentile
Field of membership penetration
26.90%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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