Superior Choice

Superior, WI · 2 · Charter #67173 · www.superiorchoice.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$717.6M
80th percentile
Members
37,618
71th percentile
Total loans
$533.4M
83th percentile
Total shares
$609.0M
80th percentile

Profitability

Return on assets
0.24%
10th percentile
Net interest margin
3.31%
39th percentile
Efficiency ratio
63.28%
32th percentile
Non-interest income ratio
18.24%
45th percentile

Capital & Risk

Net worth ratio
7.43%
1th percentile
Delinquency rate
0.54%
65th percentile
Net charge-off rate
0.66%
28th percentile
Loan-to-share
87.58%
68th percentile

Growth

Member growth YoY
-5.55%
8th percentile
Asset growth YoY
-6.78%
1th percentile
Loan growth YoY
-10.15%
2th percentile
Share growth YoY
-7.57%
1th percentile

Operations

Members / branch
3,135
19th percentile
Assets / member
$19,076
71th percentile
Field of membership penetration
6.34%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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