Financial Plus

Flint, MI · 2 · Charter #68646 · www.myfpcu.com
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.6B
35th percentile
Members
80,502
28th percentile
Total loans
$1.2B
37th percentile
Total shares
$1.3B
33th percentile

Profitability

Return on assets
1.51%
82th percentile
Net interest margin
3.93%
89th percentile
Efficiency ratio
51.97%
49th percentile
Non-interest income ratio
19.05%
53th percentile

Capital & Risk

Net worth ratio
11.82%
68th percentile
Delinquency rate
0.71%
53th percentile
Net charge-off rate
0.59%
39th percentile
Loan-to-share
90.51%
52th percentile

Growth

Member growth YoY
0.11%
26th percentile
Asset growth YoY
13.05%
91th percentile
Loan growth YoY
16.64%
94th percentile
Share growth YoY
12.78%
89th percentile

Operations

Members / branch
6,709
39th percentile
Assets / member
$19,764
65th percentile
Field of membership penetration
0.79%
3th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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