Our Community

Shelton, WA · 2 · Charter #68609 · www.ourcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$630.2M
71th percentile
Members
31,636
58th percentile
Total loans
$228.6M
30th percentile
Total shares
$548.2M
73th percentile

Profitability

Return on assets
1.42%
78th percentile
Net interest margin
3.65%
65th percentile
Efficiency ratio
57.52%
58th percentile
Non-interest income ratio
19.10%
51th percentile

Capital & Risk

Net worth ratio
12.33%
70th percentile
Delinquency rate
0.36%
83th percentile
Net charge-off rate
0.71%
24th percentile
Loan-to-share
41.70%
2th percentile

Growth

Member growth YoY
-1.24%
30th percentile
Asset growth YoY
2.76%
31th percentile
Loan growth YoY
-10.80%
1th percentile
Share growth YoY
1.43%
21th percentile

Operations

Members / branch
3,955
36th percentile
Assets / member
$19,920
75th percentile
Field of membership penetration
24.22%
86th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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