Martin County Cooperative

loogootee, IN · 2 · Charter #67762
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$25.0M
70th percentile
Members
1,199
43th percentile
Total loans
$19.7M
88th percentile
Total shares
$20.1M
68th percentile

Profitability

Return on assets
1.74%
86th percentile
Net interest margin
3.26%
26th percentile
Efficiency ratio
28.59%
97th percentile
Non-interest income ratio
2.69%
22th percentile

Capital & Risk

Net worth ratio
15.53%
54th percentile
Delinquency rate
1.96%
25th percentile
Net charge-off rate
0.02%
71th percentile
Loan-to-share
98.16%
93th percentile

Growth

Member growth YoY
0.93%
77th percentile
Asset growth YoY
14.94%
97th percentile
Loan growth YoY
9.12%
88th percentile
Share growth YoY
16.44%
97th percentile

Operations

Members / branch
240
10th percentile
Assets / member
$20,842
96th percentile
Field of membership penetration
15.99%
28th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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