St. Mary Parish School Emp.

Franklin, LA · 1 · Charter #22417
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$472.2K
4th percentile
Members
266
9th percentile
Total loans
$137.1K
4th percentile
Total shares
$339.3K
4th percentile

Profitability

Return on assets
1.27%
70th percentile
Net interest margin
4.87%
80th percentile
Efficiency ratio
73.95%
35th percentile
Non-interest income ratio
8.82%
48th percentile

Capital & Risk

Net worth ratio
21.60%
79th percentile
Delinquency rate
1.81%
27th percentile
Net charge-off rate
0.06%
66th percentile
Loan-to-share
40.40%
22th percentile

Growth

Member growth YoY
-2.21%
41th percentile
Asset growth YoY
-10.64%
4th percentile
Loan growth YoY
1.00%
67th percentile
Share growth YoY
-21.24%
1th percentile

Operations

Members / branch
266
11th percentile
Assets / member
$1,775
3th percentile
Field of membership penetration
38.00%
52th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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