Vantage Point

HOPEWELL, VA · 1 · Charter #17630 · www.VANTAGEPOINTFCU.ORG
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$43.3M
94th percentile
Members
2,986
84th percentile
Total loans
$15.9M
81th percentile
Total shares
$35.7M
92th percentile

Profitability

Return on assets
0.88%
53th percentile
Net interest margin
3.57%
35th percentile
Efficiency ratio
72.79%
38th percentile
Non-interest income ratio
15.22%
70th percentile

Capital & Risk

Net worth ratio
16.92%
61th percentile
Delinquency rate
1.82%
27th percentile
Net charge-off rate
0.69%
25th percentile
Loan-to-share
44.46%
27th percentile

Growth

Member growth YoY
-4.51%
20th percentile
Asset growth YoY
3.63%
66th percentile
Loan growth YoY
-9.20%
27th percentile
Share growth YoY
3.82%
69th percentile

Operations

Members / branch
1,493
64th percentile
Assets / member
$14,505
83th percentile
Field of membership penetration
0.74%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Vantage Point?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo