St. Louis Newspaper Carriers

fenton, MO · 2 · Charter #63055
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$19.3M
61th percentile
Members
519
18th percentile
Total loans
$16.5M
82th percentile
Total shares
$17.9M
64th percentile

Profitability

Return on assets
-0.36%
9th percentile
Net interest margin
0.48%
0th percentile
Efficiency ratio
24.18%
98th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
6.85%
2th percentile
Delinquency rate
0.02%
82th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
92.20%
89th percentile

Growth

Member growth YoY
-0.57%
60th percentile
Asset growth YoY
-0.95%
36th percentile
Loan growth YoY
-2.01%
55th percentile
Share growth YoY
-0.64%
42th percentile

Operations

Members / branch
519
24th percentile
Assets / member
$37,115
100th percentile
Field of membership penetration
51.90%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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