Delta Refining Co Emp

Memphis, TN · 1 · Charter #9310
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.6M
23th percentile
Members
262
9th percentile
Total loans
$1.1M
15th percentile
Total shares
$3.6M
23th percentile

Profitability

Return on assets
-0.21%
12th percentile
Net interest margin
3.10%
22th percentile
Efficiency ratio
53.83%
77th percentile
Non-interest income ratio
1.09%
15th percentile

Capital & Risk

Net worth ratio
21.78%
79th percentile
Delinquency rate
0.44%
60th percentile
Net charge-off rate
3.98%
2th percentile
Loan-to-share
30.44%
12th percentile

Growth

Member growth YoY
-6.43%
12th percentile
Asset growth YoY
-9.75%
5th percentile
Loan growth YoY
-32.14%
2th percentile
Share growth YoY
-11.90%
6th percentile

Operations

Members / branch
262
11th percentile
Assets / member
$17,532
93th percentile
Field of membership penetration
43.67%
59th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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