F.C.I. Ashland

Ashland, KY · 1 · Charter #4366
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.2M
36th percentile
Members
753
27th percentile
Total loans
$5.0M
44th percentile
Total shares
$6.9M
37th percentile

Profitability

Return on assets
0.14%
21th percentile
Net interest margin
1.67%
2th percentile
Efficiency ratio
28.42%
97th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
15.27%
52th percentile
Delinquency rate
0.66%
52th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
71.98%
66th percentile

Growth

Member growth YoY
0.13%
69th percentile
Asset growth YoY
16.49%
97th percentile
Loan growth YoY
6.21%
82th percentile
Share growth YoY
20.05%
98th percentile

Operations

Members / branch
753
35th percentile
Assets / member
$10,901
64th percentile
Field of membership penetration
94.13%
97th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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