Mncppc

College Park, MD · 1 · Charter #18948 · www.fcu.mncppc.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$16.4M
56th percentile
Members
1,696
58th percentile
Total loans
$9.1M
62th percentile
Total shares
$14.3M
57th percentile

Profitability

Return on assets
-0.25%
11th percentile
Net interest margin
3.65%
37th percentile
Efficiency ratio
87.73%
14th percentile
Non-interest income ratio
3.89%
29th percentile

Capital & Risk

Net worth ratio
12.29%
32th percentile
Delinquency rate
3.19%
14th percentile
Net charge-off rate
0.97%
17th percentile
Loan-to-share
63.75%
54th percentile

Growth

Member growth YoY
-2.14%
42th percentile
Asset growth YoY
3.64%
66th percentile
Loan growth YoY
-6.30%
36th percentile
Share growth YoY
4.38%
71th percentile

Operations

Members / branch
848
40th percentile
Assets / member
$9,686
54th percentile
Field of membership penetration
6.19%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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