Altonized Community

ALTON, IL · 1 · Charter #3316 · WWW.ALTONIZEDFCU.ORG
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$51.4M
2th percentile
Members
5,588
30th percentile
Total loans
$22.2M
5th percentile
Total shares
$47.4M
7th percentile

Profitability

Return on assets
0.51%
17th percentile
Net interest margin
3.26%
29th percentile
Efficiency ratio
79.75%
7th percentile
Non-interest income ratio
19.71%
63th percentile

Capital & Risk

Net worth ratio
8.84%
9th percentile
Delinquency rate
0.49%
66th percentile
Net charge-off rate
0.11%
82th percentile
Loan-to-share
46.78%
16th percentile

Growth

Member growth YoY
-2.34%
30th percentile
Asset growth YoY
4.49%
56th percentile
Loan growth YoY
-0.12%
42th percentile
Share growth YoY
3.34%
50th percentile

Operations

Members / branch
2,794
42th percentile
Assets / member
$9,194
10th percentile
Field of membership penetration
4.47%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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